To help you prepare for the process of securing a loan, here’s a list of what you might need to provide.
Employer information for the last 2 years including employer name(s), address(es), phone numbers
Your home address for the last 2 years
W-2 forms for all jobs in the last 2 years
Most recent 30 days of pay stubs, including year-to-date earnings
Signed personal tax returns for the last 2 years with all schedules
Most recent 2 months bank statements for all accounts – all pages
Most recent financial statements for any stocks, bonds, mutual funds, IRAs, 401(k)s, etc.
Picture identification (driver’s license, state ID, etc.)
Fully executed copy of sales contract with all riders and attorney information
Gift letter, fully executed
Bankruptcy discharge papers
For property owners: address, current market value, recent mortgage statement, homeowners insurance declarations page, property tax bill, lease
For self-employed: Corporate tax returns and partnership returns for the last 2 years; plus year-to-date profit-and-loss statement
For non-U.S. citizens: resident alien card or U.S. visa